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Knoxville city, TN

ZIP 37914 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37914

Median Home Value
$204,300
Median Rent
$812
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,312/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37914 in Knoxville city, TN, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,312. That is roughly in line with the local median household income ($55,933). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.0%+3% vs US avg
x
Vacancy Rate
9.1%-11% vs US avg
x
Broadband Access
82.8%-5% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
10.2%-20% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
23.1%-54% vs US avg
x
Mortgage-Free
43.3%+13% vs US avg
x
$204,300
Home Value
$812
Rent
1967
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.3%
  • 1-unit attached4.0%
  • 2-9 units7.7%
  • 10+ units5.8%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$204,300
Median rent$812
Owner-occupied67.0%
Vacant9.1%
Price-to-income3.7x
Est. income to buy$56,000