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Knoxville city, TN

ZIP 37919 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37919

Median Home Value
$453,000
Median Rent
$1,086
Affordability Snapshot
$125,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,910/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37919 in Knoxville city, TN, a household would need roughly $125,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,910. That is about 74% above the local median household income ($71,863), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.4%-17% vs US avg
x
Vacancy Rate
8.8%-14% vs US avg
x
Broadband Access
90.3%+4% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
5.1%-60% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
29.5%-41% vs US avg
x
Mortgage-Free
46.3%+21% vs US avg
x
$453,000
Home Value
$1,086
Rent
1977
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.7%
  • 1-unit attached4.0%
  • 2-9 units14.4%
  • 10+ units25.9%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$453,000
Median rent$1,086
Owner-occupied54.4%
Vacant8.8%
Price-to-income6.3x
Est. income to buy$125,000