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ZIP 37928
Housing & Real Estate

ZIP 37928 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37928

Median Home Value

$240,800

Median Rent

$750

Affordability Snapshot

$66,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,547/mo PITI).

15%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37928, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,547. That is roughly in line with the local median household income ($59,844). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

59.3%-9% vs US avg

Vacancy Rate

10.7%+4% vs US avg

Broadband Access

87.6%+1% vs US avg

4+ Bedrooms

5.2%-65% vs US avg

Built Pre-1939

17.1%+34% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

28.1%-43% vs US avg

Mortgage-Free

42.6%+12% vs US avg

$240,800

Home Value

$750

Rent

1956

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached61.1%
1-unit attached7.9%
2-9 units19.6%
10+ units11.4%
Mobile home & other0.0%

ZIP 37928 — Housing & Real Estate

Housing & Real Estate in ZIP Code 37928

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