ZIP Code 38017 — Collierville town, TN Demographics & Data

ZIP code 38017 covers Collierville, TN in Shelby County with a population of about 56,427.

At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.

It sits in telephone area code 901; U.S. House district TN-8; the MEMPHIS media market.

Median household income in ZIP 38017 is about $135,946 — about 81% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.8%; unemployment rate near 3.1%; 60.0% of adults with a bachelor’s degree or higher (about 26.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Healthcare, and Manufacturing; about 18.0% of workers reporting work-from-home (about 2.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $469,600 — about 35% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,388 (about 19% above the U.S. median rent ($1,163)), and owner-occupancy near 79.8% (about 14.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38017 in Collierville, TN, a household would need roughly $129,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,017. That is roughly in line with the local median household income ($135,946). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Collierville town, TN as Relatively High (composite score 99.4), which is among the highest nationally. The strongest component scores on US5 are flood (98.7) and wildfire (71.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Collierville town, TN show little to no average snow and around 57.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,001 for ZIP 38017 (Collierville town, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.