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ZIP 38025
Housing & Real Estate

ZIP 38025 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38025

Median Home Value

$225,500

Median Rent

$544

Affordability Snapshot

$62,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,449/mo PITI).

11%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38025, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,449. That is roughly in line with the local median household income ($59,591). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

64.8%-1% vs US avg

Vacancy Rate

10.3%+0% vs US avg

Broadband Access

86.5%-1% vs US avg

4+ Bedrooms

3.8%-74% vs US avg

Built Pre-1939

4.8%-62% vs US avg

Built Post-2014

1.1%-84% vs US avg

Rent Burden >30%

9.0%-82% vs US avg

Mortgage-Free

56.2%+47% vs US avg

$225,500

Home Value

$544

Rent

1974

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached76.8%
1-unit attached0.0%
2-9 units18.3%
10+ units4.8%
Mobile home & other0.0%

ZIP 38025 — Housing & Real Estate

Housing & Real Estate in ZIP Code 38025

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