Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 38046 covers La Grange, TN in Fayette County with a population of about 9.
At a glance, the area shows median age of 59.3 versus a U.S. median of about 38.9.
It sits in telephone area code 901; U.S. House district TN-8; the MEMPHIS media market.
La Grange, TN fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 55.6% of adults with a bachelor’s degree or higher (about 21.9 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Construction, Retail trade, and Public administration; a mean commute of about 5.0 minutes (U.S. average near 26.8).
Median home value is about $366,700 — about 5% above the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 38046 in La Grange, TN, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,356. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.
FEMA’s National Risk Index rates natural-hazard risk for La Grange town, TN as Relatively Low (composite score 76.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (61.4) and flood (51.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for La Grange town, TN show little to no average snow and around 57.8 inches of annual precipitation.
IRS migration statistics for ZIP 38046 (La Grange town, TN) are roughly balanced (near-zero net) on US5’s published series.
Airport NQA (40.3 miles (64.9 km)) · Rust College (23.2 miles (37.3 km)) · Brices Cross Roads National Battlefield Site (48.8 miles (78.6 km)) · VA: Holly Springs CBOC (23.8 miles (38.3 km))
Full lists and map pins are in the Infrastructure section below.