ZIP Code 38079 — Tiptonville town, TN Demographics & Data

ZIP code 38079 covers Tiptonville, TN in Lake County with a population of about 4,450.

At a glance, the area shows median age of 44.2 versus a U.S. median of about 38.9.

It sits in telephone area code 731; U.S. House district TN-8; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Median household income in ZIP 38079 is about $28,750 — about 62% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 33.0%; unemployment rate near 3.9%; 8.4% of adults with a bachelor’s degree or higher (about 25.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Public administration; about 1.8% of workers reporting work-from-home (about 13.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $153,400 — about 56% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $249 (about 79% below the U.S. median rent ($1,163)), and owner-occupancy near 48.9% (about 16.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38079 in Tiptonville, TN, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $985. That is about 46% above the local median household income ($28,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tiptonville town, TN as Relatively Low (composite score 47.8), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (29.1) and flood (8.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tiptonville town, TN show little to no average snow and around 53.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 158 for ZIP 38079 (Tiptonville town, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.