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Bogota CDP, TN

ZIP 38080 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38080

Median Home Value
$80,200
Median Rent
$398
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$515/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38080 in Bogota CDP, TN, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $515. That sits below the local median household income ($33,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
40.9%-38% vs US avg
x
Vacancy Rate
15.0%+46% vs US avg
x
Broadband Access
72.4%-17% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
7.6%-40% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
8.0%-84% vs US avg
x
Mortgage-Free
47.1%+23% vs US avg
x
$80,200
Home Value
$398
Rent
1972
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.7%
  • 1-unit attached0.5%
  • 2-9 units25.6%
  • 10+ units0.6%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$80,200
Median rent$398
Owner-occupied40.9%
Vacant15.0%
Price-to-income2.4x
Est. income to buy$22,000