ZIP Code 38101 — undefined, undefined Demographics & Data

ZIP code 38101 covers ZIP 38101 with a population of about 3,050.

At a glance, the area shows median age of 32.0 versus a U.S. median of about 38.9.

It sits in the MEMPHIS media market.

Median household income in ZIP 38101 is about $76,607 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.3%; unemployment rate near 0.0%; 72.6% of adults with a bachelor’s degree or higher (about 38.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 11.7% of workers reporting work-from-home (about 3.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $386,000 — about 11% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,401 (about 20% above the U.S. median rent ($1,163)), and owner-occupancy near 36.6% (about 28.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38101, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,480. That is about 38% above the local median household income ($76,607), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.