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ZIP 38167
Housing & Real Estate

ZIP 38167 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38167

Median Home Value

$102,200

Median Rent

$756

Affordability Snapshot

$28,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$657/mo PITI).

35%

Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

11.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38167, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $657. That is roughly in line with the local median household income ($25,764). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

18.3%-72% vs US avg

Vacancy Rate

34.3%+233% vs US avg

Broadband Access

81.1%-7% vs US avg

4+ Bedrooms

1.3%-91% vs US avg

Built Pre-1939

9.2%-29% vs US avg

Built Post-2014

2.4%-65% vs US avg

Rent Burden >30%

42.7%-14% vs US avg

Mortgage-Free

22.0%-42% vs US avg

$102,200

Home Value

$756

Rent

1969

Year Built

2017

Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached52.2%
1-unit attached0.0%
2-9 units41.9%
10+ units4.2%
Mobile home & other1.7%

ZIP 38167 — Housing & Real Estate

Housing & Real Estate in ZIP Code 38167

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