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Counce CDP, TN

ZIP 38326 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38326

Median Home Value
$189,100
Median Rent
$585
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,215/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38326 in Counce CDP, TN, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,215. That is roughly in line with the local median household income ($49,145). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 52% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.9%+37% vs US avg
x
Vacancy Rate
51.9%+404% vs US avg
x
Broadband Access
80.2%-8% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
24.1%-52% vs US avg
x
Mortgage-Free
53.6%+40% vs US avg
x
$189,100
Home Value
$585
Rent
1992
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.0%
  • 1-unit attached0.7%
  • 2-9 units0.0%
  • 10+ units4.8%
  • Mobile home & other17.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$189,100
Median rent$585
Owner-occupied89.9%
Vacant51.9%
Price-to-income3.8x
Est. income to buy$52,000