US5.com
  1. Home
  2. States
  3. Tennessee
  4. ZIP 38330
  5. Housing & Real Estate
Dyer city, TN

ZIP 38330 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38330

Median Home Value
$118,700
Median Rent
$511
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$762/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38330 in Dyer city, TN, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $762. That sits below the local median household income ($59,597), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.7%+7% vs US avg
x
Vacancy Rate
11.0%+7% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
8.2%-36% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
13.8%-72% vs US avg
x
Mortgage-Free
47.3%+24% vs US avg
x
$118,700
Home Value
$511
Rent
1971
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.3%
  • 1-unit attached0.0%
  • 2-9 units10.8%
  • 10+ units0.1%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$118,700
Median rent$511
Owner-occupied69.7%
Vacant11.0%
Price-to-income2.0x
Est. income to buy$33,000