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Guys town, TN

ZIP 38367 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38367

Median Home Value
$156,600
Median Rent
$682
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,006/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38367 in Guys town, TN, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,006. That sits below the local median household income ($55,938), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.0%+21% vs US avg
x
Vacancy Rate
19.7%+91% vs US avg
x
Broadband Access
78.9%-9% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
16.4%-67% vs US avg
x
Mortgage-Free
65.7%+72% vs US avg
x
$156,600
Home Value
$682
Rent
1985
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.5%
  • 1-unit attached0.0%
  • 2-9 units0.2%
  • 10+ units0.1%
  • Mobile home & other20.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$156,600
Median rent$682
Owner-occupied79.0%
Vacant19.7%
Price-to-income2.8x
Est. income to buy$43,000