ZIP Code 38368 — Scotts Hill town, TN Demographics & Data

ZIP code 38368 covers Scotts Hill, TN in Henderson County with a population of about 2,432.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area code 731; U.S. House district TN-8; the JACKSON, TN media market.

Median household income in ZIP 38368 is about $52,902 — about 30% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.6%; unemployment rate near 3.1%; 24.7% of adults with a bachelor’s degree or higher (about 9.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Manufacturing; about 4.3% of workers reporting work-from-home (about 10.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $186,900 — about 46% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $468 (about 60% below the U.S. median rent ($1,163)), and owner-occupancy near 81.1% (about 15.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38368 in Scotts Hill, TN, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,201. That is roughly in line with the local median household income ($52,902). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Scotts Hill town, TN as Relatively Low (composite score 63.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (53.1) and flood (32.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Scotts Hill town, TN show little to no average snow and around 54.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 86 for ZIP 38368 (Scotts Hill town, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.