US5.com
  1. Home
  2. States
  3. Tennessee
  4. ZIP 38456
  5. Housing & Real Estate
Ethridge town, TN

ZIP 38456 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38456

Median Home Value
$202,500
Median Rent
N/A
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,301/mo PITI).

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 38456 in Ethridge town, TN, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,301. That is roughly in line with the local median household income ($58,913). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.4%+34% vs US avg
x
Vacancy Rate
11.8%+15% vs US avg
x
Broadband Access
64.7%-26% vs US avg
x
4+ Bedrooms
14.3%-3% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
22.4%-55% vs US avg
x
Mortgage-Free
53.9%+41% vs US avg
x
$202,500
Home Value
N/A
Rent
1990
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.7%
  • 1-unit attached0.2%
  • 2-9 units1.9%
  • 10+ units0.0%
  • Mobile home & other12.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$202,500
Median rent$-666,666,666
Owner-occupied87.4%
Vacant11.8%
Price-to-income3.4x
Est. income to buy$56,000