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Clarksdale city, MS

ZIP 38614 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38614

Median Home Value
$91,000
Median Rent
$525
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$585/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38614 in Clarksdale city, MS, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $585. That sits below the local median household income ($36,273), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
50.1%-23% vs US avg
x
Vacancy Rate
16.4%+59% vs US avg
x
Broadband Access
76.3%-12% vs US avg
x
4+ Bedrooms
4.3%-71% vs US avg
x
Built Pre-1939
12.2%-5% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
59.4%+56% vs US avg
x
$91,000
Home Value
$525
Rent
1966
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.3%
  • 1-unit attached0.8%
  • 2-9 units18.1%
  • 10+ units3.6%
  • Mobile home & other4.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$91,000
Median rent$525
Owner-occupied50.1%
Vacant16.4%
Price-to-income2.5x
Est. income to buy$25,000