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Courtland town, MS

ZIP 38620 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38620

Median Home Value
$105,600
Median Rent
$482
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$678/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38620 in Courtland town, MS, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $678. That sits below the local median household income ($46,167), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.8%+27% vs US avg
x
Vacancy Rate
13.3%+29% vs US avg
x
Broadband Access
71.6%-18% vs US avg
x
4+ Bedrooms
7.8%-47% vs US avg
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
8.9%-82% vs US avg
x
Mortgage-Free
35.1%-8% vs US avg
x
$105,600
Home Value
$482
Rent
1987
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.7%
  • 1-unit attached0.5%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other25.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$105,600
Median rent$482
Owner-occupied82.8%
Vacant13.3%
Price-to-income2.3x
Est. income to buy$29,000