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, MS

ZIP 38627 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38627

Median Home Value
$137,500
Median Rent
N/A
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$883/mo PITI).

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 38627 in MS, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $883. That sits below the local median household income ($69,732), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
94.9%+45% vs US avg
x
Vacancy Rate
21.1%+105% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
0.5%-96% vs US avg
x
Built Pre-1939
1.1%-92% vs US avg
x
Built Post-2014
5.5%-21% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
42.6%+12% vs US avg
x
$137,500
Home Value
N/A
Rent
1998
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.6%
  • 1-unit attached2.9%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other31.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$137,500
Median rent$-666,666,666
Owner-occupied94.9%
Vacant21.1%
Price-to-income2.0x
Est. income to buy$38,000