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, MS

ZIP 38647 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38647

Median Home Value
$74,200
Median Rent
N/A
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$477/mo PITI).

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 38647 in MS, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $477. That sits below the local median household income ($51,210), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Newer development area (18% built after 2014)

Owner Occupied
69.8%+7% vs US avg
x
Vacancy Rate
6.3%-39% vs US avg
x
Broadband Access
50.8%-42% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
18.1%+162% vs US avg
x
Rent Burden >30%
9.3%-81% vs US avg
x
Mortgage-Free
37.2%-3% vs US avg
x
$74,200
Home Value
N/A
Rent
1981
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.6%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other31.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$74,200
Median rent$-666,666,666
Owner-occupied69.8%
Vacant6.3%
Price-to-income1.4x
Est. income to buy$20,000