US5.com
  1. Home
  2. States
  3. Mississippi
  4. ZIP 38661
  5. Housing & Real Estate
Victoria CDP, MS

ZIP 38661 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38661

Median Home Value
$210,300
Median Rent
N/A
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,351/mo PITI).

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 38661 in Victoria CDP, MS, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,351. That is roughly in line with the local median household income ($62,143). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.8%+37% vs US avg
x
Vacancy Rate
11.4%+10% vs US avg
x
Broadband Access
78.4%-10% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
33.4%-13% vs US avg
x
$210,300
Home Value
N/A
Rent
1985
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.2%
  • 1-unit attached7.8%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other11.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$210,300
Median rent$-666,666,666
Owner-occupied89.8%
Vacant11.4%
Price-to-income3.4x
Est. income to buy$58,000