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Darling CDP, MS

ZIP 38670 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38670

Median Home Value
$53,100
Median Rent
$512
Affordability Snapshot
$15,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$341/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38670 in Darling CDP, MS, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $341. That sits below the local median household income ($45,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
10.1%-2% vs US avg
x
Broadband Access
78.7%-9% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
5.7%-18% vs US avg
x
Rent Burden >30%
41.0%-18% vs US avg
x
Mortgage-Free
86.8%+127% vs US avg
x
$53,100
Home Value
$512
Rent
1993
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.8%
  • 1-unit attached0.0%
  • 2-9 units8.0%
  • 10+ units0.0%
  • Mobile home & other38.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$53,100
Median rent$512
Owner-occupied80.3%
Vacant10.1%
Price-to-income1.2x
Est. income to buy$15,000