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Southaven city, MS

ZIP 38672 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38672

Median Home Value
$290,600
Median Rent
$1,835
Affordability Snapshot
$80,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,867/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38672 in Southaven city, MS, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,867. That sits below the local median household income ($110,665), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
90.5%+38% vs US avg
x
Vacancy Rate
8.3%-20% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
10.9%-26% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
9.9%-80% vs US avg
x
Mortgage-Free
20.9%-45% vs US avg
x
$290,600
Home Value
$1,835
Rent
2007
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.4%
  • 1-unit attached1.0%
  • 2-9 units0.9%
  • 10+ units1.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$290,600
Median rent$1,835
Owner-occupied90.5%
Vacant8.3%
Price-to-income2.6x
Est. income to buy$80,000