ZIP Code 38676 — Tunica town, MS Demographics & Data

ZIP code 38676 covers Tunica, MS in Tunica County with a population of about 5,318.

At a glance, the area shows median age of 39.4 (near the U.S. median).

It sits in telephone area code 662; U.S. House district MS-2; the MEMPHIS media market.

Median household income in ZIP 38676 is about $34,608 — about 54% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 36.7%; unemployment rate near 17.1%; 15.6% of adults with a bachelor’s degree or higher (about 18.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Transportation; about 0.5% of workers reporting work-from-home (about 14.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $183,500 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $598 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 46.5% (about 18.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38676 in Tunica, MS, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,179. That is about 47% above the local median household income ($34,608), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tunica town, MS as Very Low (composite score 36.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (48.2) and flood (23.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tunica town, MS show little to no average snow and around 56.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 182 for ZIP 38676 (Tunica town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.