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Gunnison town, MS

ZIP 38746 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38746

Median Home Value
$70,000
Median Rent
N/A
Affordability Snapshot
$19,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$450/mo PITI).

To comfortably buy a median-priced home in ZIP 38746 in Gunnison town, MS, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $450. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
43.6%-33% vs US avg
x
Vacancy Rate
10.1%-2% vs US avg
x
Broadband Access
44.2%-49% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
73.3%+92% vs US avg
x
$70,000
Home Value
N/A
Rent
1982
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.4%
  • 1-unit attached4.6%
  • 2-9 units11.9%
  • 10+ units4.6%
  • Mobile home & other25.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$70,000
Median rent$-666,666,666
Owner-occupied43.6%
Vacant10.1%
Est. income to buy$19,000