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Sunflower town, MS

ZIP 38778 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38778

Median Home Value
$84,600
Median Rent
$233
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$543/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

30.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38778 in Sunflower town, MS, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $543. That sits below the local median household income ($41,053), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
46.0%-30% vs US avg
x
Vacancy Rate
9.1%-11% vs US avg
x
Broadband Access
63.9%-27% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
5.7%-89% vs US avg
x
Mortgage-Free
71.8%+88% vs US avg
x
$84,600
Home Value
$233
Rent
1986
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.2%
  • 1-unit attached0.0%
  • 2-9 units24.7%
  • 10+ units10.4%
  • Mobile home & other6.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$84,600
Median rent$233
Owner-occupied46.0%
Vacant9.1%
Price-to-income2.1x
Est. income to buy$23,000