Home
States
ZIP 38802
Housing & Real Estate

ZIP 38802 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38802

Median Home Value

$144,400

Median Rent

$770

Affordability Snapshot

$40,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$928/mo PITI).

23%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.6 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38802, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $928. That is roughly in line with the local median household income ($40,221). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

40.9%-38% vs US avg

Vacancy Rate

18.0%+74% vs US avg

Broadband Access

81.7%-6% vs US avg

4+ Bedrooms

1.0%-93% vs US avg

Built Pre-1939

3.9%-69% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

39.0%-21% vs US avg

Mortgage-Free

46.4%+22% vs US avg

$144,400

Home Value

$770

Rent

1969

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached61.4%
1-unit attached3.1%
2-9 units22.9%
10+ units12.7%
Mobile home & other0.0%

ZIP 38802 — Housing & Real Estate

Housing & Real Estate in ZIP Code 38802

Explore related to ZIP 38802

Housing & Real Estate key statistics