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Biggersville CDP, MS

ZIP 38865 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38865

Median Home Value
$85,100
Median Rent
$474
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$547/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38865 in Biggersville CDP, MS, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $547. That sits below the local median household income ($47,453), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.6%+22% vs US avg
x
Vacancy Rate
13.6%+32% vs US avg
x
Broadband Access
77.2%-11% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
4.7%-91% vs US avg
x
Mortgage-Free
63.9%+67% vs US avg
x
$85,100
Home Value
$474
Rent
1985
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.1%
  • 1-unit attached0.6%
  • 2-9 units0.7%
  • 10+ units0.0%
  • Mobile home & other29.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$85,100
Median rent$474
Owner-occupied79.6%
Vacant13.6%
Price-to-income1.8x
Est. income to buy$23,000