ZIP Code 38913 — Paris CDP, MS Demographics & Data

ZIP code 38913 covers Paris, MS in Calhoun County with a population of about 485.

At a glance, the area shows median age of 46.6 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-1; the COLUMBUS - TUPELO - WEST POINT media market.

On socioeconomic markers, US5 shows a poverty rate of 60.2%; unemployment rate near 10.1%; 4.0% of adults with a bachelor’s degree or higher (about 29.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Transportation; a mean commute of about 133.0 minutes (U.S. average near 26.8).

Median home value is about $155,000 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 80.2% (about 14.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38913 in Paris, MS, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $996. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Paris CDP, MS as Very Low (composite score 27.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (63.6) and wildfire (26.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Paris CDP, MS show little to no average snow and around 58.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 38913 (Paris CDP, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.