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, MS

ZIP 38929 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38929

Median Home Value
$99,100
Median Rent
$653
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$637/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38929 in MS, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $637. That sits below the local median household income ($61,368), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.9%+8% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
95.4%+10% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
81.3%+113% vs US avg
x
$99,100
Home Value
$653
Rent
1986
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.2%
  • 1-unit attached4.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other37.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$99,100
Median rent$653
Owner-occupied70.9%
Vacant10.8%
Price-to-income1.6x
Est. income to buy$27,000