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Webb town, MS

ZIP 38966 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38966

Median Home Value
$85,000
Median Rent
$389
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$546/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38966 in Webb town, MS, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $546. That sits below the local median household income ($31,707), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics

Newer development area (17% built after 2014)

Owner Occupied
74.0%+13% vs US avg
x
Vacancy Rate
27.0%+162% vs US avg
x
Broadband Access
78.7%-10% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
8.0%-37% vs US avg
x
Built Post-2014
17.3%+150% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
34.7%-9% vs US avg
x
$85,000
Home Value
$389
Rent
1987
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.7%
  • 1-unit attached0.0%
  • 2-9 units4.9%
  • 10+ units0.0%
  • Mobile home & other47.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$85,000
Median rent$389
Owner-occupied74.0%
Vacant27.0%
Price-to-income2.7x
Est. income to buy$23,000