US5.com
  1. Home
  2. States
  3. Mississippi
  4. ZIP 39040
  5. Housing & Real Estate
Bentonia town, MS

ZIP 39040 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39040

Median Home Value
$200,400
Median Rent
$570
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,287/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39040 in Bentonia town, MS, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,287. That sits below the local median household income ($62,309), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.4%+0% vs US avg
x
Vacancy Rate
13.3%+30% vs US avg
x
Broadband Access
66.1%-24% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
4.0%-92% vs US avg
x
Mortgage-Free
46.4%+22% vs US avg
x
$200,400
Home Value
$570
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.9%
  • 1-unit attached0.0%
  • 2-9 units2.7%
  • 10+ units1.0%
  • Mobile home & other28.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$200,400
Median rent$570
Owner-occupied65.4%
Vacant13.3%
Price-to-income3.2x
Est. income to buy$55,000