US5.com
  1. Home
  2. States
  3. Mississippi
  4. ZIP 39047
  5. Housing & Real Estate
Flowood city, MS

ZIP 39047 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39047

Median Home Value
$265,300
Median Rent
$1,240
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,704/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39047 in Flowood city, MS, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,704. That sits below the local median household income ($93,114), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
85.2%+30% vs US avg
x
Vacancy Rate
6.2%-40% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
31.4%-18% vs US avg
x
$265,300
Home Value
$1,240
Rent
1999
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.6%
  • 1-unit attached2.9%
  • 2-9 units5.4%
  • 10+ units2.9%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$265,300
Median rent$1,240
Owner-occupied85.2%
Vacant6.2%
Price-to-income2.8x
Est. income to buy$73,000