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Crystal Springs city, MS

ZIP 39059 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39059

Median Home Value
$117,700
Median Rent
$467
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$756/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39059 in Crystal Springs city, MS, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $756. That sits below the local median household income ($49,191), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.0%+16% vs US avg
x
Vacancy Rate
15.8%+53% vs US avg
x
Broadband Access
78.8%-9% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
4.7%-64% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
15.7%-68% vs US avg
x
Mortgage-Free
64.3%+68% vs US avg
x
$117,700
Home Value
$467
Rent
1988
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.7%
  • 1-unit attached0.6%
  • 2-9 units7.4%
  • 10+ units0.0%
  • Mobile home & other30.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$117,700
Median rent$467
Owner-occupied76.0%
Vacant15.8%
Price-to-income2.4x
Est. income to buy$32,000