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Hermanville CDP, MS

ZIP 39086 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39086

Median Home Value
$38,600
Median Rent
N/A
Affordability Snapshot
$11,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$248/mo PITI).

1.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 39086 in Hermanville CDP, MS, a household would need roughly $11,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $248. That sits below the local median household income ($30,040), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
61.5%-6% vs US avg
x
Vacancy Rate
30.3%+194% vs US avg
x
Broadband Access
62.1%-29% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
5.6%-57% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
74.3%+95% vs US avg
x
$38,600
Home Value
N/A
Rent
1982
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.3%
  • 1-unit attached2.4%
  • 2-9 units3.2%
  • 10+ units0.0%
  • Mobile home & other47.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$38,600
Median rent$-666,666,666
Owner-occupied61.5%
Vacant30.3%
Price-to-income1.3x
Est. income to buy$11,000