US5.com
  1. Home
  2. States
  3. Mississippi
  4. ZIP 39096
  5. Housing & Real Estate
Alcorn State University CDP, MS

ZIP 39096 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39096

Median Home Value
$92,200
Median Rent
$517
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$592/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39096 in Alcorn State University CDP, MS, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $592. That sits below the local median household income ($36,638), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.0%+38% vs US avg
x
Vacancy Rate
31.8%+209% vs US avg
x
Broadband Access
73.1%-16% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
60.0%+21% vs US avg
x
Mortgage-Free
81.3%+113% vs US avg
x
$92,200
Home Value
$517
Rent
1985
Year Built
1997
Moved In

Residents have lived here since ~1997 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.5%
  • 1-unit attached1.4%
  • 2-9 units2.9%
  • 10+ units2.2%
  • Mobile home & other36.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$92,200
Median rent$517
Owner-occupied90.0%
Vacant31.8%
Price-to-income2.5x
Est. income to buy$25,000