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ZIP 39121
Housing & Real Estate

ZIP 39121 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39121

Median Home Value

$229,100

Median Rent

$551

Affordability Snapshot

$63,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,472/mo PITI).

10%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.6 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39121, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,472. That is roughly in line with the local median household income ($68,409). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 36% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

70.9%+8% vs US avg

Vacancy Rate

36.5%+254% vs US avg

Broadband Access

87.3%+0% vs US avg

4+ Bedrooms

4.4%-70% vs US avg

Built Pre-1939

2.9%-77% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

35.0%-30% vs US avg

Mortgage-Free

65.0%+70% vs US avg

$229,100

Home Value

$551

Rent

1938

Year Built

2013

Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached75.2%
1-unit attached3.3%
2-9 units9.7%
10+ units11.7%
Mobile home & other0.0%

ZIP 39121 — Housing & Real Estate

Housing & Real Estate in ZIP Code 39121

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