Home
States
ZIP 39122
Housing & Real Estate

ZIP 39122 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39122

Median Home Value

$163,400

Median Rent

$698

Affordability Snapshot

$45,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,050/mo PITI).

20%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39122, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,050. That is roughly in line with the local median household income ($42,044). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

66.7%+2% vs US avg

Vacancy Rate

10.0%-3% vs US avg

Broadband Access

83.9%-4% vs US avg

4+ Bedrooms

1.6%-89% vs US avg

Built Pre-1939

5.1%-60% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

23.0%-54% vs US avg

Mortgage-Free

60.8%+59% vs US avg

$163,400

Home Value

$698

Rent

1971

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached69.1%
1-unit attached1.0%
2-9 units12.9%
10+ units14.1%
Mobile home & other2.8%

ZIP 39122 — Housing & Real Estate

Housing & Real Estate in ZIP Code 39122

Explore related to ZIP 39122

Housing & Real Estate key statistics