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ZIP 39284 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39284

Median Home Value
$52,900
Median Rent
$573
Affordability Snapshot
$15,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$340/mo PITI).

33%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39284, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $340. That sits below the local median household income ($21,144), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.5%-3% vs US avg
x
Vacancy Rate
22.8%+121% vs US avg
x
Broadband Access
75.5%-13% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
14.2%+11% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
45.0%-10% vs US avg
x
Mortgage-Free
90.0%+136% vs US avg
x
$52,900
Home Value
$573
Rent
1965
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.6%
  • 1-unit attached0.0%
  • 2-9 units7.2%
  • 10+ units10.1%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$52,900
Median rent$573
Owner-occupied63.5%
Vacant22.8%
Price-to-income2.5x
Est. income to buy$15,000