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ZIP 39304 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39304

Median Home Value
$70,900
Median Rent
$468
Affordability Snapshot
$19,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$455/mo PITI).

38%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

12.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39304, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $455. That is about 29% above the local median household income ($14,785), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
44.4%-32% vs US avg
x
Vacancy Rate
18.8%+82% vs US avg
x
Broadband Access
59.2%-32% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
32.2%-35% vs US avg
x
Mortgage-Free
55.5%+45% vs US avg
x
$70,900
Home Value
$468
Rent
1974
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.5%
  • 1-unit attached2.5%
  • 2-9 units27.7%
  • 10+ units7.8%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$70,900
Median rent$468
Owner-occupied44.4%
Vacant18.8%
Price-to-income4.8x
Est. income to buy$19,000