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Decatur town, MS

ZIP 39327 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39327

Median Home Value
$137,800
Median Rent
$608
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$885/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39327 in Decatur town, MS, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $885. That sits below the local median household income ($54,989), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.5%+19% vs US avg
x
Vacancy Rate
5.4%-47% vs US avg
x
Broadband Access
70.8%-19% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
16.6%-67% vs US avg
x
Mortgage-Free
57.1%+50% vs US avg
x
$137,800
Home Value
$608
Rent
1991
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.9%
  • 1-unit attached0.8%
  • 2-9 units8.4%
  • 10+ units0.5%
  • Mobile home & other16.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$137,800
Median rent$608
Owner-occupied77.5%
Vacant5.4%
Price-to-income2.5x
Est. income to buy$38,000