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Hickory town, MS

ZIP 39332 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39332

Median Home Value
$107,400
Median Rent
$587
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$690/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39332 in Hickory town, MS, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $690. That sits below the local median household income ($49,127), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
23.6%+129% vs US avg
x
Broadband Access
55.6%-36% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
1.2%-90% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
7.2%-85% vs US avg
x
Mortgage-Free
63.9%+67% vs US avg
x
$107,400
Home Value
$587
Rent
1976
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.9%
  • 1-unit attached0.0%
  • 2-9 units9.9%
  • 10+ units0.0%
  • Mobile home & other27.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$107,400
Median rent$587
Owner-occupied73.2%
Vacant23.6%
Price-to-income2.2x
Est. income to buy$30,000