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Louin town, MS

ZIP 39338 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39338

Median Home Value
$59,400
Median Rent
$130
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$382/mo PITI).

4%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

38.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39338 in Louin town, MS, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $382. That sits below the local median household income ($37,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
93.3%+43% vs US avg
x
Vacancy Rate
18.7%+81% vs US avg
x
Broadband Access
44.1%-49% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
2.8%-60% vs US avg
x
Rent Burden >30%
2.0%-96% vs US avg
x
Mortgage-Free
75.2%+97% vs US avg
x
$59,400
Home Value
$130
Rent
1987
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.4%
  • 1-unit attached2.2%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other40.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$59,400
Median rent$130
Owner-occupied93.3%
Vacant18.7%
Price-to-income1.6x
Est. income to buy$16,000