US5.com
  1. Home
  2. States
  3. Mississippi
  4. ZIP 39345
  5. Housing & Real Estate
Newton city, MS

ZIP 39345 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39345

Median Home Value
$84,600
Median Rent
$469
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$543/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39345 in Newton city, MS, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $543. That sits below the local median household income ($41,982), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.1%+6% vs US avg
x
Vacancy Rate
16.7%+62% vs US avg
x
Broadband Access
63.2%-27% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.5%-63% vs US avg
x
Rent Burden >30%
22.1%-56% vs US avg
x
Mortgage-Free
70.9%+86% vs US avg
x
$84,600
Home Value
$469
Rent
1984
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.8%
  • 1-unit attached1.2%
  • 2-9 units8.1%
  • 10+ units0.6%
  • Mobile home & other31.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$84,600
Median rent$469
Owner-occupied69.1%
Vacant16.7%
Price-to-income2.0x
Est. income to buy$23,000