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Hattiesburg city, MS

ZIP 39401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39401

Median Home Value
$120,100
Median Rent
$737
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$771/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39401 in Hattiesburg city, MS, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $771. That sits below the local median household income ($40,287), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
42.6%-35% vs US avg
x
Vacancy Rate
13.3%+29% vs US avg
x
Broadband Access
81.8%-6% vs US avg
x
4+ Bedrooms
1.6%-90% vs US avg
x
Built Pre-1939
8.1%-36% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
27.1%-45% vs US avg
x
Mortgage-Free
50.9%+33% vs US avg
x
$120,100
Home Value
$737
Rent
1979
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.5%
  • 1-unit attached1.6%
  • 2-9 units21.4%
  • 10+ units16.3%
  • Mobile home & other7.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$120,100
Median rent$737
Owner-occupied42.6%
Vacant13.3%
Price-to-income3.0x
Est. income to buy$33,000