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ZIP 39403 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39403

Median Home Value
$29,700
Median Rent
$554
Affordability Snapshot
$8,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$191/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

0.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

4.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39403, a household would need roughly $8,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $191. That sits below the local median household income ($38,077), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (24% built before 1939)

Owner Occupied
33.1%-49% vs US avg
x
Vacancy Rate
28.5%+177% vs US avg
x
Broadband Access
64.9%-25% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
24.0%+87% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.9%-82% vs US avg
x
Mortgage-Free
99.0%+159% vs US avg
x
$29,700
Home Value
$554
Rent
1949
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.5%
  • 1-unit attached0.0%
  • 2-9 units23.7%
  • 10+ units3.4%
  • Mobile home & other11.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$29,700
Median rent$554
Owner-occupied33.1%
Vacant28.5%
Price-to-income0.8x
Est. income to buy$8,000