ZIP Code 39426 — Picayune city, MS Demographics & Data

ZIP code 39426 covers Picayune, MS in Pearl River County with a population of about 17,555.

At a glance, the area shows median age of 42.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 601, 769; U.S. House district MS-4; the NEW ORLEANS media market.

Median household income in ZIP 39426 is about $71,000 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.8%; unemployment rate near 7.1%; 20.6% of adults with a bachelor’s degree or higher (about 13.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 8.0% of workers reporting work-from-home (about 7.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $202,200 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $619 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 91.1% (about 25.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39426 in Picayune, MS, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,299. That sits below the local median household income ($71,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Picayune city, MS as Relatively Moderate (composite score 86.1), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (96.5) and wildfire (90.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Picayune city, MS show little to no average snow and around 66.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 599 for ZIP 39426 (Picayune city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.