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Richton town, MS

ZIP 39476 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39476

Median Home Value
$134,400
Median Rent
$377
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$863/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39476 in Richton town, MS, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $863. That sits below the local median household income ($57,787), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.1%+24% vs US avg
x
Vacancy Rate
24.5%+138% vs US avg
x
Broadband Access
77.7%-11% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
6.9%-86% vs US avg
x
Mortgage-Free
67.4%+76% vs US avg
x
$134,400
Home Value
$377
Rent
1987
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.8%
  • 1-unit attached0.3%
  • 2-9 units4.6%
  • 10+ units0.0%
  • Mobile home & other28.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$134,400
Median rent$377
Owner-occupied81.1%
Vacant24.5%
Price-to-income2.3x
Est. income to buy$37,000