ZIP Code 39571 — Pass Christian city, MS Demographics & Data

ZIP code 39571 covers Pass Christian, MS in Harrison County with a population of about 13,942.

At a glance, the area shows median age of 42.5 versus a U.S. median of about 38.9.

It sits in telephone area code 228; U.S. House district MS-4; the BILOXI - GULFPORT media market.

Median household income in ZIP 39571 is about $64,469 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.8%; unemployment rate near 5.7%; 33.0% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 8.8% of workers reporting work-from-home (about 6.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $233,000 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $780 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 83.1% (about 17.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39571 in Pass Christian, MS, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,497. That is roughly in line with the local median household income ($64,469). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pass Christian city, MS as Relatively High (composite score 95.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.5) and wildfire (94.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pass Christian city, MS show little to no average snow and around 68.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 476 for ZIP 39571 (Pass Christian city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.