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Bogue Chitto CDP, MS

ZIP 39629 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39629

Median Home Value
$138,400
Median Rent
$506
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$889/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39629 in Bogue Chitto CDP, MS, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $889. That sits below the local median household income ($58,208), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.6%+20% vs US avg
x
Vacancy Rate
17.5%+70% vs US avg
x
Broadband Access
71.5%-18% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
23.3%-53% vs US avg
x
Mortgage-Free
59.7%+56% vs US avg
x
$138,400
Home Value
$506
Rent
1991
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.5%
  • 1-unit attached0.4%
  • 2-9 units1.5%
  • 10+ units2.1%
  • Mobile home & other31.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$138,400
Median rent$506
Owner-occupied78.6%
Vacant17.5%
Price-to-income2.4x
Est. income to buy$38,000