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Bude town, MS

ZIP 39630 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39630

Median Home Value
$79,600
Median Rent
$326
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$511/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39630 in Bude town, MS, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $511. That sits below the local median household income ($25,724), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 38% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
59.1%-10% vs US avg
x
Vacancy Rate
38.5%+273% vs US avg
x
Broadband Access
80.0%-8% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
24.1%-52% vs US avg
x
Mortgage-Free
61.5%+61% vs US avg
x
$79,600
Home Value
$326
Rent
1973
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.3%
  • 1-unit attached0.0%
  • 2-9 units9.1%
  • 10+ units1.1%
  • Mobile home & other13.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$79,600
Median rent$326
Owner-occupied59.1%
Vacant38.5%
Price-to-income3.1x
Est. income to buy$22,000